Blogs

Definition of consumer price index

Consumer price index is a comprehensive measure of change in price of goods and services that represent consumer expenditure. This index expresses the current weighted average price of a basket of goods and services. Consumer price index is used to measure the effect of inflation on purchasing power of consumers over a specified period of time.

Definition of qualified institutional placement

Qualified institutional placement allows Indian listed companies to raise funds from domestic market. This process was introduced by Securities and Exchange Board of India to enable Indian listed companies to raise funds without providing preliminary filling regarding the issue of funds.

The fund can be raised through the issue of securities to qualified institutional buyers.

Net Asset Value – Definition, Formula and Example

Net asset value (NAV) refers to the market value of single unit and is calculated by dividing the net assets by total number of outstanding units.

Here,

Net assets = Total assets – Total liabilities

Outstanding units = Units or shares currently held by shareholders or investors

Net Asset Value Formula:

The following formula can be used in the computation of NAV:

Net Asset Value

NAV is associated with mutual funds and in that context, it represents market value of single unit of a particular fund. The market value of unit is the price at which unit can be trade in the market.

Net Asset Value Example:

Lets assume that Vikas Yadav wants to invest in mutual fund of XYZ Ltd and has the following figures:

Total assets of mutual fund = INR 1,00,000

Total liabilities of mutual fund = INR 30,000

Total outstanding units : 5,000

He can calculate the market value or NAV as below:

Market value or NAV = (1,00,000 – 30,000)/ 5,000 = INR 14

Definition of wholesale price index

Wholesale price index (WPI) is used as a measure of inflation in some countries. This index measures and tracks the change in price of commodities at wholesale level. It means that change in price of goods is measured at the beginning and at the end of concerned time period. It includes goods that are sold in bulk and traded between organizations instead of consumers.

Definition of memorandum of association

Memorandum of association is a legal document that regulates a company’s external activities. This document is drawn up at the time of formation of a registered company.

Memorandum of association along with article of association forms a company’s constitution.

The memorandum of association gives the following details:

  • Name of the company
  • Name of its members
  • Location of registered office
  • Objective of the company
  • Amount of authorized share capital etc.

MOA is a public document and it may be accessed by anyone.